Specialty insurance brokerage
Coverage placed with carriers who understand high-value collections, then tracked to renewal so a rider does not quietly lapse.
How specialty coverage is placed
We take the inventory and appraisals you already have and put them in the form a specialty carrier will actually underwrite. If the file is split across inboxes, that is the first repair.
What we collect first
Object lists, current appraisals, photographs, serials, and where each piece sits. Transit and off-premises use have to be stated. They are not implied.
The submission
We assemble a line-item schedule the underwriter can read: values that match the latest reports, locations that match the vault and the house, and any pieces that leave for fairs or service.
Carriers and limits
We take that schedule to brokers and carriers who already write collections of this kind. We do not guarantee placement, price, or that a given market will accept the risk.
What gets written
The policy has to name the objects, the locations, and the transit. A household rider that says valuables is not a collection schedule.
After it is bound
We keep the bound schedule next to the inventory. When an object is acquired, sold, or moved, the file should say so before the next renewal, not after a claim.
Renewals
Account notices exist so a rider does not lapse quietly. They are not promotions. If values have moved, the renewal is when the schedule is corrected.
If something happens
We are not an insurer and we do not adjust claims. We keep the file in a shape you can hand to the carrier and to counsel without reconstructing it under pressure.
What you leave with
A readable schedule
One inventory the carrier, the vault, and your counsel can all recognize as the same list.
Named locations
House, vault, and transit written as they are, not as a single implied address.
A brokered conversation
Access to markets that write collections. Placement is not promised. The conversation is.
A file that can renew
Dates, values, and locations current enough that next year's notice is an update, not a reconstruction.
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Questions
Questions collectors usually ask
Straight answers on what we coordinate, what we do not hold, and how an advisory relationship works.
